Fraud groups warn of energy bill scams via mobile. Criminals steal card details for digital wallets using fake offers.

Criminals want your personal data and put fake offers on social media. They send texts with harmful links, and the messages seem helpful, perhaps offering heating bill help. Some texts say a parcel wasn’t delivered.
Scammers want your bank passcode because this lets them link your card and then use a digital wallet. If you click a fake ad, they take you to a website where you enter your card details.
Then, you see a request for a passcode, and the scammers say they just sent it, but really, the bank sent the code because scammers signed up for a wallet.
You might think you’re buying something, but you are actually verifying the wallet. People think they get fuel bill help and give personal details, believing they will get payments.
Scammers then use your card online and also make purchases in stores. Report texts to 7726, and if something seems odd, be careful because sharing info can be risky.
Experts urge caution with requests and warn against sharing passcodes. If scammed, call your bank fast and report it to Action Fraud too. Scammers are using new tech quickly, so be extra careful with unexpected messages.
Think before you act, as scammers use new tricks and tactics; they abuse trust to steal from you. Question unexpected communications and pause, then ask, is this fake?
Get advice from someone you trust; talk to a family member or your bank. Banks use the 159 service now, so you can call them easily anytime.